Annually, there are over 6 million car accidents in the United States alone. As the number of cars on the road increases, so do the chances of being involved in a car accident. Because a car wreck is such a major and traumatic event, read on for some tips on how to legally deal with an accident, should one occur.

1. Call the Police
This is especially important if the car wreck involved significant property damage or injury. Once police officers arrive at the scene, make sure you get their names and badge numbers ñ you’ll need that information later when you’re filing a claim.

2. Remain at the Scene
After being involved in a car accident, never leave the scene until it is appropriate to do so. This is usually after the police arrive on the scene and file a report.

3. Exchange Information
If the accident involves another person, get their name, address, phone number, drivers license number, license plate number, and basic insurance information. Similarly, if there are passengers in any of the vehicles, write down their names, address and phone number as well. Always try to be cooperative and friendly while doing this.

4.Avoid Taking Responsibility
Apologizing and taking responsibility prematurely can create legal problems for you later. Remember, the aftermath of an accident is chaotic, and it may not always be apparent who was at fault. Always avoid admitting unnecessary guilt.

5. Use Discretion when Discussing the Accident
Do not discuss the incident with anybody except the police, your lawyer, and your insurance company. Most importantly, do not talk to any representatives of another insurance company. If another insurance company calls you, be courteous and ask for them to call your lawyer or insurance company to set up an interview. In addition, get the representative’s name and contact information, and inform your lawyer and insurance company of the contact.

6. Get Witnesses and their Contact Information
Try to talk to as many witnesses to the accident as you can. If they live or work in the area, an essential question to ask is whether or not they have witnessed accidents in the same place. Write down their story and contact information ñ you might need it later when filing a claim.

7. Inform Your Insurance Company
Contact your insurance company and tell them the details of the accident, and about the extent of your injuries. Always be clear and tell the truth ñ if the insurance company discovers you lied on your report, there can be serious consequences, including the denial of any damages to compensate you for the accident.

8. Track Your Treatment
Keep records of any medical professionals you receive treatment from, whether they be doctors, physical therapists, or even chiropractors. Keep a written diary of this information to help organize your medical expenses to show your insurance company, your lawyer, and the court.

9. Document the Evidence
Make sure you obtain photographic proof of any damages to your vehicle. It’s best to take care of this as soon as possible after the car wreck. This proof will help the insurance adjuster determine how large your claim should be. It can also help assist your in court, if needed. Also, if you have any pictures of your car prior to the accident, ìbefore and afterî shots can really help show the full extent of the damages.

10. Get the Damage Evaluated
Your insurance company will want to conduct their own property damage valuation. However, if you are not satisfied with their estimation, you can fight it. The best way is to get two additional estimates for the car’s repair yourself, or if the car is totaled, have two different dealers provide a quote for replacing your car. The most important thing is to communicate with your insurance company, and don’t be afraid of being insistent. If no fair agreement can be made, you can always hire a lawyer to represent you.

11. Don’t Settle too Early
Some insurance companies have a policy of settling claims early, sometimes even between 24-48 hours. Be wary of this kind of time frame. Sometimes, the full extent of your injuries do not turn up until later, from days, weeks, or even months after the accident. If the claim has been settled, you will have to pay for any remaining medical treatments. Make sure you know you will be compensated for your injuries before settling.